Health Insurance Exchanges Open October 01, 2013
As we get closer to the October 01, 2013 opening of the health insurance exchanges, many new tips and suggestions are being shared with us through various media channels.
Today alone we saw three new articles that we just have to share with you.
Young Adults Should Weigh Health Insurance Options Carefully
The first article we saw was posted in the Wall Street Journal, suggesting that young employees may want to consider staying on their parents’ plans instead of switching to their new employer’s plan, or maybe purchasing health insurance through their state’s insurance exchange. There is always the option of going without any coverage and paying the penalty, but we don’t advise that for anyone. This is a financial decision that takes a bit of thought and number crunching.
Employers Weigh Health Insurance Benefit Changes
The second article was published in Kaiser Health News an FAQ list of employer benefit changes spurred on by upcoming health insurance changes due to the Affordable Care Act (ACA). Some of the questions covered include questions like Why are employers changing benefit plans? (see the next article for one reason), Will the employer changes keep employees healthy? What is Consumer Directed Insurance?
Small Employers Renewing Health Insurance Benefits Early
The third article we saw was published in the Washington Post talking about how many small employers are renewing their health insurance benefit plans early to lock in the lower 2013 rates before new legislation takes effect January 01, 2014 with anticipated rate increases.
Please share any experiences you have with any of the above, in the comments section below, or on our facebook page.
Of course, if you would like to explore your health insurance options for 2014 and beyond, please complete the form below and one of our experts will be in touch with you right away!
